Be one of the first people to help launch SplitStack.
Get verified, join for $39, and lock in Founding Member status before public launch. Members get a permanent badge, early access, product voting, referral rewards, and 50% lower SplitStack platform fees for one year after launch.
Permanent badge
Show you were here before public launch.
Lower launch fees
Get 50% lower platform fees for one year after launch.
Early influence
Get priority access, voting rights, and referral rewards.
Live checkout overview
One purchase. Multiple sources. One final card to charge.
Checkout
Team travel booking
Target
$1,280
Funding sources
3 active
Split the amount across cards before you pay the merchant.
Virtual card
Provisioned
The merchant sees one card for this purchase.
One purchase. Multiple cards. Zero friction.
Fund one checkout with multiple cards or people, then pay with one virtual card that works like any normal card.
How it works
A simple flow for one hard purchase.
Step 1
Create your account and start your Founding Member application.
Step 2
Verify with Stripe Identity so early access stays trusted.
Step 3
Join for $39 and reserve one of the first 300 spots.
Step 4
Get your badge, priority access, voting rights, referral rewards, and reduced fees after launch.
Your real cards stay private
One purchase. Multiple cards. Zero friction.
SplitStack sits between your funding sources and the merchant. You fund one checkout with multiple cards or people, then pay with a checkout-specific virtual card that works like any normal card.
Card A
$420
Card B
$360
Card C
$500
SplitStack
Secure buffer
Your cards fund SplitStack, and the merchant only sees the checkout-specific virtual card.
Merchant sees
Virtual card
SplitStack
Virtual cardCheckout virtual card
•••• 4408
Ready
Amount
$1,280
Your funding cards stay private.
Your funding cards stay private.
Why people use SplitStack
Make one purchase work, even when one card is not enough.
Split the payment across your own cards, bring in other people when needed, and still complete the purchase through one normal card charge.
One card is not enough
Split the purchase across multiple cards without asking the merchant to do anything special.
You are splitting with others
Invite other people into one shared checkout instead of chasing repayments later.
You want more privacy
Merchants only see one checkout-specific virtual card, not the funding cards behind it.
Works anywhere cards are accepted
No plugins. No merchant support. No special checkout.
If a site accepts cards, it works with SplitStack. The merchant gets one normal card payment, while your funding happens before that behind the scenes.
Split payments with anyone
Everyone contributes. One payment completes it.
Start a purchase and invite others to fund it in one shared view without exposing the underlying funding cards to the merchant.
FAQ
Common questions about SplitStack.
How do I pay with multiple cards?
Add the cards you want to use, choose the amount for each, and SplitStack creates one virtual card for the total.
Can multiple people contribute?
Yes. You can invite other people to help fund the purchase in one shared checkout.
Why is the virtual card safer?
The merchant only sees one checkout card, not the real cards behind it.
What happens to leftover balance?
If money is left on your virtual card, it can be used later or returned through the available balance flow.
Do you store my card information?
No. SplitStack uses Stripe, a PCI-compliant company, for card processing and does not store your full card details.
Can I use SplitStack right now?
We are accepting Founding Members now. You can sign up, complete verification, and reserve a spot today.
Founder access is limited
Reserve your Founding Member spot before the first 300 are gone.
If you believe SplitStack should exist, this is the earliest way to help build it and get rewarded for being early.